By somebody | Tue, 07/18/2023 - 11:35 pm 4979.6. A person who originates a covered loan shall not make a covered loan that finances points and fees in excess of one thousand dollars ($1,000) or 6 percent of the original principal balance, exclusive of points and fees, whichever is greater. Tags Real Estate Law Public Group CA Real Estate Publications Real Estate Law Pertinent Excerpts from the California Codes Visibility Public Notification Off Printer-friendly version Book traversal links for 4979.6. ‹ 4979.5. Up 4979.7. ›