By somebody | Tue, 07/18/2023 - 11:35 pm 4995.4. The provisions of this division shall apply to higher-priced mortgage loans originated on or after July 1, 2010. Tags Real Estate Law Public Group CA Real Estate Publications Real Estate Law Pertinent Excerpts from the California Codes Visibility Public Notification Off Printer-friendly version Book traversal links for 4995.4. ‹ 4995.3. Up 4995.5. ›