Homebuyers do not "apply directly" to the Federal Housing Administration (FHA) for a mortgage loan. The FHA "insures" mortgages, but does not actually "fund" them.
These are questions that the above text answers:
1. Who do homebuyers apply to for a mortgage loan?
2. What does the Federal Housing Administration (FHA) do with regards to mortgages?
3. Does the FHA directly fund mortgage loans?
4. What role does the FHA play in the mortgage process?
5. Can homebuyers apply directly to the FHA for a mortgage loan?
6. What does it mean for the FHA to insure mortgages?
7. Who is responsible for funding mortgage loans?
8. What is the relationship between the FHA and mortgage loans?
9. How does the FHA assist homebuyers in obtaining a mortgage loan?